FEATURES

Seamless Connectivity to your Banking System

IntelliLender's seamless link to your banking system is one of its outstanding strengths. The merging into IntelliLender of basic demographic details facilitates the initial steps. Up to date asset and liability figures as held in the banking system are imported for the ‘Net Worth’ step. In addition, IntelliLender’s final step has a button whereby the banking system can be notified that the loan has been approved.

Seamless Connectivity to CUMIS and Equifax

IntelliLender also provides a "push of a button" link to current credit bureau information on the client. Any credit reports accessed are stored in IntelliLender for future reference. A similar quick link connects staff to your insurance provider to retrieve information about those costs for the loan being considered.

Seamless Connectivity to other Neocog Solutions

In addition, if your financial institution uses ACE, Neocog's front-line CRM tool, both its "Documents" functionality and the "Householding" features are "on tap." Staff can access information for all members of the household and select joins from this group.

Decisioning Engine

IntelliLender's decisioning engine, which can be activated in the final step, is sophisticated virtual "intelligence" that analyzes in a thorough, unbiased way all imported or inputted data relating to an application. This IntelliLender feature is custom installed to reflect the decision criteria and threshold values of your organization. Furthermore, through IntelliLender, these loan decisions can be evaluated on a macro level to help management achieve more effective lending strategies.

Especially with the use of IntelliLender's decisioning engine, credit union staff have a thorough, straightforward and objective basis for their response to a loan application. Members can be treated in a friendly, yet business-like manner -thus enhancing their overall credit union experience. Through IntelliLender, risks can be better controlled and profits from loans maximized.

Customizable

When IntelliLender is installed at a financial institution, it is customized to reflect the lending practices, products and terminology in place there. It has been architected for ease of integration with whatever banking system is being used.

IntelliLender Benefits  ::  IntelliLender Features